Dear reader,

Welcome back!

It has been a while now since I started investing (it's almost a year!) and I am going to show you now my current asset allocation.







I know that is a very high-risk portfolio and I am trying to balance it a little bit better but it is complicated. I will analyze every single portion of my portfolio so get comfortable because we are about to start!

INDIVIDUAL STOCKS

When I started investing in August 2022, I wasn't very informed about the current global situation, about what an ETF is and I just knew about diversification and what a stock was. If you don't know what I am talking about and you speak Italian, you can read it here, I am very sorry for you non-italian speakers but at that time I was writing in my mothertongue...
Anyway, I decided to open an eToro account (Link of my eToro account) and I started to invest there. 
I currently have a 55% exposure on Tesla stocks with a current loss of 30%. 
The other 45% is from PayPal stocks and here I have a current loss of 25%. 
The reason why I decided to invest in those stocks is because I firmly believe in them and I think (and hope😁) that they will have a bright future. In fact, in my opinion, electric veichles will take the market portion of gas veichles for sustainability reasons and sooner or later electronic payments will be the only method of payment. If I could go back in time, I would have never started investing in single stocks on this percentage.

CRYPTO

Reading the graph up there on this article, I can already hear you saying "ah another crypto fan that believes to make tons of money investing in crypto". Well, that is not me, but I wouldn't say that I am against it, I'd say that I'm neutral and interested to this world. 
Anyway, I bought Bitcoin in November when it was almost at its yearly minimum and I am gaining from it 65% from my eToro account and 40% from my Coinbase one. I am very happy of the results of this part of my portfolio but I have got to admit that almost 30% of the portfolio invested in Bitcoin is a very risky strategy. 

ETF'S ON STOCKS

Here I have an investment in a Vanguard FTSE All-World ETF on Fineco and in eToro I bought an ETF on semiconductors. I am currently gaining 1,5% on both of them and I am very happy of this result, since is a long term investment in which I invest in every 1/3 months. 

ETF'S ON BONDS

I just have 1 etf (AGGH) and I am gaining a very good 4% from it since the bond market is going really well in this period for the growth of interest rates. I want to get more exposure on the bond market because 6% is just not enough to have a balanced portfolio. 

LIQUIDITY

This is what I call fun money. I mostly use those money each quarterly financial report trying to predict whether a stock will go up or down. Those are not serious investments, is more a trading that I do intraday or in a week time. I have allocated a small part of my portfolio to this because I know that if I lose those money, it won't matter, but if I gain from it, then I will be happier. 

CONCLUSION

I am not satisfied with my current asset allocation even if I'm gaining almost 10% from my investments. I want to have a more balanced portfolio, with lower risk, but right now I do not have extra money to invest so I need to wait. 
In my opinion, my ideal asset allocation would be: 75% on stocks, 10% on bonds, 10% on crypto and 5% of fun money. This one is still a high-risk portfolio but I am making these considerations: I am young and with a small amount of money invested and so almost everything is allowed!

Thank you for your kind attention and see you soon!

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PLEASE REMEMBER THAT THIS IS NOT AN INVESTMENT ADVICE AND ALWAYS CONSIDER THE POSSIBILITY OF LOSING ALL YOUR MONEY WHEN YOU ARE INVESTING. I AM NOT AN INVESTMENT ADVISOR AND I DO NOT HAVE ANY DEGREE.